California Housing Finance Agency (CalHFA) Dream For All Shared Appreciation Loan program is returning, with a new round of funding expected to open for applications in early 2026.
This program, which helps first-time, first-generation homebuyers with down payment assistance (up to 20% or $150,000), is highly popular and expected to use a lottery system again due to high demand.
Here is the essential information regarding the 2026 return:
- When: The program is scheduled to resume accepting applications in early 2026.
- Key Changes/Updates: The program will feature updated rules to assist more homebuyers, with a focus on first-generation, low-to-moderate-income residents.
- How it Works: The program provides a loan for up to 20% of the home's purchase price, which is repaid when the home is sold or refinanced, along with a percentage of the home's appreciation.
- Eligibility: You must be a first-time homebuyer and a first-generation homebuyer (meaning your parents did not own a home in the US during your lifetime).
- Preparation: Interested buyers should get prepared now by finding a CalHFA-approved lender, as the application process requires specific documentation.
Please contact me for more information.
